Health Insurance

Mandatory coverage, made simple

Whether your university mandates it or you're buying from India — compare student health plans covering your full study duration.

In-patient & Out-patient

Hospitalization, surgery, ICU, specialist consultations.

Mental Health

Counseling sessions, therapy, and crisis support — increasingly essential abroad.

Vision & Dental

Routine dental checkups, emergency treatment, and annual eye exams.

Pre-existing Conditions

Optional rider available on select plans for declared conditions.

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Student Mental Health

Mental health cover matters more than ever

Studying abroad is an exciting but often stressful transition. Homesickness, academic pressure, cultural adjustment, and financial stress are real. Most India-issued student health plans now include mental health counseling sessions.

Bajaj Allianz Global Study Guard: 12 sessions/year
ICICI iHealth International Max: 20 sessions/year
Available globally — including university counselors
Teleconsultation options available on most plans

Quick Reference

Mental health resources abroad

UK: Samaritans: 116 123 (free, 24/7)
USA: Crisis Text Line: Text HOME to 741741
Canada: Crisis Services: 1-833-456-4566
Australia: Lifeline: 13 11 14
Germany: Telefonseelsorge: 0800 111 0 111
All plans shown are offered by IRDAI-registered general insurance companies. Palash Academy is a facilitator, not an insurance broker. Policy terms and premiums are subject to change. Always read the policy document before purchase.